Plus cheap health insurance for the whole family.So I'll just keep plugging along.

Keep it to yourself and use justifiable screening standards to eliminate any applicant you choose.

See if insurance will cover any of the costs.2.

So keep the extra premium in mind for your numbers if you plan to get conventional financing after as they will most likely require flood insurance and that can be pricey.

Mine calculates everything including retirement, education funding planning, life insurance need and many more. 

While you foot the bill yourself, your opponents are funded either by insurance coverage or with money from the association's treasury funded by all members. 

Between furniture, updates, insurance, all those things that turn a home to a house, "the forgotten costs" seem to add up quickly.What are some hacks others have to make those forgotten costs not so expensive or strategies to spread those costs overtime.

You can charge a deposit - it's not as essential as a standard rental where a tenant can trash the place without your knowledge - but a smaller deposit to cover damage won't scare a room-renter off. 

If one was to GC a new construction or a flip project (in NJ) would you need to take out a general contractor insurance policy or does the builders risk insurance policy on each property as well as hiring fully insured sub-contractors suffice?  

I have my primary and 'rental' house with Allstate - been with them for 5 years.I am closing on house #3 (that is replacing my rental house ) on the 25th.Geico requires me to move my car insurance in order to get this 3rd house insurance...Liberty Mutual is worst  - must move my primary house with the rental...Thoughts ?