When to go full time REI

[Account Closed]

I started investing in student rentals 3 years ago to escape the 9-5 at the age of 33.  My strategy was to invest in below market value properties that cashed flowed strong ($3500/month cashflow currently).  I would dream of the day I would give my boss the 2 week notice and my cashflow was double my W-2 pay or I had a net worth close to 1 million USD.   

Unfortunately I was laid off on 8/29/18 and didn't quite make my goal.  Also at the very same time I was in the middle of refinancing all my properties (5 houses with total 30 bedrooms) a week before being let go from my employer(Good timing).  I was able to pull out $125k of equity, but now that my loan officer knows I don't have W-2 employment I can not acquire anymore portfolio commercial loans.  

My biggest question I have got is if I should find future employment for another 2-5 years, or just let time add onto my net worth?  I have put a spreadsheet together that details my numbers.  With zero rental vacancies and living frugally, I will have a 1 million net worth at the end of 2026 (this takes in account that my real estate appreciate 3% each year and I have my cash reserves in a high interest savings of 1.9%).   If I found a $60k per year job, I could get to a net worth of 1 million 3 years early in 2023.

This is speculation on my end so who knows where things could go but I do have good cash reserves in case the road gets rocky.  Let me know if now is the time to go full time DIY landlord or get employment.  I was hoping to work another couple years, but actually I find it so much easier to manage my properties or go find new deals without a job.  Any feedback is appreciated. 

[Nathan Gesner]

Nobody can answer this but you. 

You are financially capable of going full-time with REI. If your numbers are correct, the only decision is whether you want to take a W-2 job to accelerate your plan.

Personally, I would take the W-2 job to accelerate the plan. Why? Because I think real estate is peaking and expect it to slow or correct in the near future which may put a hiccup in your plan anyway. If that happens and your plan is slowed, you'll be in a safer position with the W-2 job.