I will PM you a breakdown of financial terminology and loan programs that I think will help.  

The reason I went into such great detail about my background and current financial status is that I believe I have lots of potential to hopefully (God willing) become very successful one day.

I’m in the USA only because I want invest in real estate and achieve financial freedom...

We are quite close to zeroing out our liabilities, and attaining a strong financial footing from which we can begin our journey.However, I am vexed by the fierce urgency of now.

These are more common for high CLTV products.3) Many institutions are offering to pay most if not all of your closing costs.

It is easy to get distracted by college life and kudos for you for taking charge of you financial future :)

@Grant Rothenburger, I don't think it's necessarily a lack of deals, but that everyone mailing to the same Absentee Owners.Investors in overcrowded markets need to look at alternatives like Seniors who have owned their home for 20+ years or Homeowners with low Financial Stability Scores (FSS).There's even a new list where you can mail to the children of the elderly homeowner - since they are the influencers.

I would just love the financial freedom as I feel like my husband works 24/7 just to pay bills and we barely travel.

Hello Matt,In the institutional investor world the method used to manage turn cost was $ per sqft. 

If it was not assumable, we would do a subject to or wrap around loan and I would sign.In some instances, there was already a first mortgage to an institutional lender, and a second mortgage to an additional company or previous seller.