That's how banks work, although they're learning (to all of our pain), leverage is a tool that cuts both ways.Personally, I want my residence paid off.

I can remember one investor, whose buyers got their LTV cut, the deal was real fat.

Volunteering is a great way to contribute to your local community, especially with so many budget cuts.

From the story:“And even though Giarrusso had fallen six months behind in his Brookline rent, he thought that if his landlord would just cut him some slack, he could weather the storm.â€Why is it the landlord’s job to cut him slack?

Dec. 2 (Bloomberg) -- Homebuyers seeking to take advantage of a government mortgage-guarantee program will have to put up more cash in some situations as officials look for ways to shore up finances at the Federal Housing Administration. “Down payment is one of the elements we’re looking at,†Housing and Urban Development Secretary Shaun Donovan told reporters today after a congressional hearing in Washington. “A second is the upcoming mortgage insurance premium and then other cash that needs to be brought to the table.†The FHA is also considering cutting the amount of home seller concessions a buyer can receive by half to 3 percent of the purchase price to combat inflated appraised values, Donovan told the House Financial Services Committee.

Normally when doing a rehab I cut out all phone jacks and remove all phone wires in the house.

I first started using my excel sheet for analysis but quickly realized my time is money and with the BP calculator I was able to cut down time and re-run numbers over and over again without the headache.

If you are working with an agent then speak to them about it, more than likely out of pocket, maybe they will cut a deal, someone said up your price with their commission, not sure why that was said.

Restructuring your entities could cut your insurance costs by up to 50% while improving coverage substantially. 

Your ability to evaluate a deal correctly cuts their time in half in going out and finding a deal themselves so you have to basically think like an investor who will be buying the property from you .Of course your focus should be to build your buyers list but remember your list will get very short quickly if deal evaluation skill aren't up to par so practice deal evaluations constantly with properties on the mls to hone your skills good luck