Is it possible to get approved for a mortgage for $10,000 over purchase price to use for appliances and basic upgrades to an owner occupied duplex, without going for a full 203k loan.

I also know there are new water heaters, softeners, appliances, even a newer well pump.

She likes adding value by updating, decorating and landscaping, so possibly a more entry level flip (paint, floor coverings, landscaping, and appliances) might also be an option...

About 400/500 Sq.ftARV $165K$5K-$10K rehabAlready rented for $1100 long term tenant good to staySelling for $126K Cash Property 3.ARV $135K$5K rehab  (mostly needs updating appliances mostly)Rented for $950 long term tenant good to stay Selling for $105K Cash I am going to be dropping the selling price and only taking very small profits. 

I'm not a tax professional, but I've always treated water heater replacements like an appliance.  

Seeking a contractor to fix squeaking floors...I have an absolutely beautiful townhouse for rent in Durham North Carolina in an ideal location, for which I suspect the squeaking floors may be turning away prospective tenants - I'm also seeking top of market rent, so that may also be a factor :-)EVERYTHING is new in this unit including brand new stainless-steal appliances and new carpet / vinyl floors; however after the new flooring went in, the squeaking became even worse and now I fixate on it with each step through the front door during showings.The unit has a basement, so access to the floor jousts of the main level is available through the tile ceiling in the basement...

He had done the electrical, new appliances, added a deck, replaced windows.

They don't have the same rights residential tenants have, and not much to fix and maintain like carpet, drywall, appliances, etc.

Built in 2009, 3/2 units with driveways, granite counters, tile in common areas new carpet in rooms, fresh paint, all appliances stay including W/D in each unit.

The house was renovated less than 2 years ago so the renovation is simply a fresh coat of paint inside and out, new carpet in bedrooms, new kitchen cabs and appliances, and turn a hall bathtub into a shower/bathtub.