She seems like a good fit partially on paper but Thier are some things that will scare me.

I also just like to use pen and paper to make notes on my reports lol.  

The toilet, it's always the toilet.  

As HML goes we are a small shop that carved a niche in a very particular sector of the market that I identified as under served so we stepped right in.for many investors though a nice 9% note for say 5 years that has 60 on time payments .. those will out perform the 12% short term because of the lack of drag.. we do a million a month of that paper.

I would rather play with my kids on Saturday than snake a toilet to save $200. 2.

But if I have to foreclose, she can't file all the papers in the county (Suffolk) where the house is located - too far, she is just swamped with other cases right now and she's not a RE atty.

You're either going to find out real quick who's taking care of it, who really owns it, or in 20 years, it's yours.You might also consider searching the archives at your local paper where the obit or legal notices were posted for the owners death or probate.The adverse possession aspect, however, would be real interesting.

My letters are written in handwritten font on white paper photocopied.

Really has to do with what type of paper it is and who originated the loan, whether the loan has backing investors, who the decision makers are, etc.

I also post for rent signs in the front of the house My mom likes advertising in the paper.