Newbies are misled and overpaying, and people are stripping their properties of all their equity because of inflated appraisals allowing them to BRRRR out with no skin in the deal. 

Hey Peter, The closest I got to figuring this out was to add the construction cost to the purchase price, then make the down payment percentage equal your "skin in the game/down payment" plus your construction cost.

We want everyone to have skin in the game so to speak but also if someone wants out a way or another party wants to join we can do that as well. 

My computer has a very sensitive and makes many actions assuming I wanted that. 

No skin off my nose at all.

Borrower skin in the game.

Banks normally don't want to see that you have borrowed the money from another party so that you have "skin in the game".

  $5,000 is an amount that should show the seller and their agent you are serious about putting some 'skin in the game'.  

Unless you have a PML that youve done a ton of business with, who knows and trusts you, any other lender is always going to need you to have some skin in the game, which is no bad thing for everyone involved in my experience.

I have solid screening processes, policies that nip problems in the bud, a tough skin, tenants that are trained to use my emergency line and not contact me on my cell, etc.