I'd like to thank everyone for their response.

They have been very responsive to my feedback and are quick to respond.Definitely recommend giving their site a look.Best of luck in your search!

Thank you for the great responses. 

I searched the web looking for someone else who ran into this problem, or who could decipher it.

Renting is less expensive and less responsibility.

I shot back a response rather quickly with my suggestions, however Ive personally found them to be more lip service than action... although I was pretty adamant 6-8 weeks ago that they were missing the boat by not having this feature.No idea on their plans, and they dont seem to share lots on their site either.

Under Alabama law, Tina now has all the legal responsibilities a landlord has, including the responsibility to make repairs, etc.I strongly discourage people from entering into subtenancy relationships. 

Thanks for the responses and clarifying the various positions of the lien holders. 

That may not be the position of every bank though so when interviewing lenders do ask that question...and if they don't have a response right away...then go to another bank. 

I'm trying not to get caught up in the hype that some of the larger companies are putting out, because at the end of the day I will be responsible for making money, no one else.