Someone needs to start a cleaning company and then build it in a few popular markets, with a high standard of work. 

We have enough capital now to purchase a property and and we are blessed to have capital left over every month as well, which we typically invest in CDs.Here are our current options: 1-Buy a turnkey place that has nothing to do with mom for cash flow of $200-300/month plus potential appreciation, overall ROI of 15-20% 2- Ask mom if she would move closer to us in San Diego, buy a small place here, have zero cashflow but at least we have another property in a great appreciating market and are no longer spending the $800 on her rent3- Buy a place for her in Orlando, same scenario as above but obviously a lesser mortgage since its FL and not CAWe found a great turnkey company we liked so if we do option one I think we will use them, but it just feels like if we do that we will still be tossing away what we currently pay on her rent. 

A insurance company occupies the largest side of the building and He is the current owner of the property.

I’m buying a house and assuming a VA loan for it from a veteran.

Funds withdrawn from your account, sent to 3rd party company that prints & mails a paper check.

This is actually the hottest market in America IMO.With that level amount of money you have to play big and do NOT think small ( i am still small investor LOL)I'm concerned I might run out of cash servicing the debt (I presume you were implying a take a loan and use the $5M to leverage into something bigger) and overall expenses of a massive, muti deca-million property, if it weren't a multifamily.

@Ernesto Miguel CreditoMost BRRRR investors will finance with a hard money loan and refinance into a DSCR loan. 

I have good personal credit (~730-740), average-high personal debt (mortgage, student loans, vehicles,) and I am employed making $90k/year.

@Michael Plaks Honored to me mentioned by you, especially in such esteemed company!

Have you talked to your insurance company?