the one thing that concerns us the most is just the health insurance cost. 

Lease options could help turn properties from non-cashflowing to cashflowing.There are definitely opportunities outside of our immediate areas but you will want to check out the health those markets.

If you have a career that's less affected by the economy (health, dental, vet, etc.) and are cash flow positive thousands each month, then you can afford gambling on an appreciation asset.

May we all have health, happiness and more success in REI in 2020!

Secondly, I’ve heard first hand from the state health inspector on septic tanks that they do not care what you do with the property after the septic inspection is passed (when it’s installed) HOWEVER, if there is a failure of the system requiring another permit for modification they will inspect and have you sign a written statement on the current use of the cabin.

Here is what I found: According to state laws (Civil Code § 1941.1 and § 1941.3), at minimum every rental must have:-effective waterproofing and weather protection of roof and exterior walls, including unbroken windows and doors-functioning plumbing, heating, and electrical facilities, including hot and cold running water and a working toilet and kitchen sink-clean and sanitary building and grounds (that is, free of debris, filth, rubbish, garbage, rodents, and vermin), with adequate trash receptacles-well-maintained floors, stairways, and railings-deadbolt locks on certain doors and windows-no lead paint hazards, and-no nuisances, a catchall provision referring to something that is dangerous to human life, detrimental to health, or morally offensive and obnoxious, such as allowing drug dealing on the premises.If I were you I would take LOTS of pictures and document everything.

The City or County health department will likely have a permit on hand for the construction of the septic.

I am a health care worker, I have little to no knowledge in real estate, I am here to learn.

It is important not to leave elevated chlorine levels in the water as well as to not drink or cook with the "shocked" water as that can have health hazards as well.Best of luck!

Will the tenant's health have any bearing in the Sheriff's ability to evict them?