I know the answer is likely talk to your CPA, but I am hoping that someone can shed some lights on this.  I know a lot of it depends on a lot of dimensions, but I'll try to be specific as possible.

I am considering early retirement, I have a few rental properties, we are pretty frugal so we think that potentially early retirement is possible.  the one thing that concerns us the most is just the health insurance cost.  however, we are in WA and when looked into the marketplace, it asks you what your annual income would be, and as people here know, rental properties have very good deduction which makes the MAGI number pretty low once you don't have a W-2 income.  but I want to make sure I am understanding this correctly.  because it looks like after I go without my W-2, the MAGI, which is typically just line 11 of 1040, if that essentially drops to pretty low, e.g. <$60k a year, then it looks like that's the income that it is asking for to determine what premium I'll have to pay?  is my understanding of that correct?  Thanks!