Hi Dave,Thank you for explaining the usual customs.  

If you have a 12 unit that is generating positive cash flow, and your bank is telling you they prefer to gamble on a flip... that's silly.

However my wife and I have all of our retirement investments in stock roughly $800,000 give or take a few $ which is generating around $20,000 annually in dividends.

I quote 6% if I feel it's a customer with particularly high drama needs, and if it turns out there are no drama needs then I make a "good news, because I like you..." phone call the next day because in reality it would be very very illegal to ACTUALLY give him a higher rate because he's older.

He continued to receive BAQ upon his return and used that money to purchase a 4-plex that generated significant cashflow. 

I have passed the courses required 75/15 hrs and I have been using the online Qbank test generated questions.

As a Realtor working with investors you are not only generating income but getting an education as well. 

Apparently its a 3rd generation house. 

The thing I've learned about being a real estate agent part time is that it will take time to start making money because you may not have time to invest in marketing yourself and lead generate.

The thing I've learned about being a real estate agent part time is that it will take time to start making money because you may not have time to invest in marketing yourself and lead generate.