I have been able to do so in some of the markets I buy in and it always ensures me that I get good deals. 

I keep my volume low and spread out over a month to ensure that I have a reasonable chance of returning all of my calls.Sure, I could open up the throttle and send out 3000 mailers and have them hit in about 10 days.

I just bought a multi (2) family myself last year July so i'm very cash poor but i would like to take over this property.The seller:Seller owes 226kMarket value: Between 275K- 300kMortgage 6% (Conventional loan)Tax: 14k, Insurance 1,5KThe seller is current with all his bills.The rents are below market value and will cover mortgage, tax and insurance.The seller is open to any creative deal.How can i structure this deal so i don't have to put cash down and eventually refi the mortgage to get a better rate..Thanks!

The mortgage brokers will likely have access to more funding sources and can probably get more creative with the financing than a local bank or credit union.Can you provide more details on your situation? 

Part of me feels like it's shady, the other part feels like you have to get creative and make stuff happen. 

I would like to find distressed properties where i can do some creative financing.  

We're both getting into investing so we want to ensure our future is sound in this ;)

You could also google mortgage brokers in your area and they may have a few more lenders to work with with creative options. 

In a tight market you have to get creative and find ways to get to the properties before they come on the market.    

Just thinking creatively here...Question for lenders: Would it be possible to put the title of the property in the name of an LLC?