However, I'm wondering if anyone has thoughts on creative financing.

As the saying goes, “Whether you think you can or think you can’t, you’re right.”That being said, there are definitely creative ways to get into the game.

Even if you don't find someone able to chime in on that niche, you sound creative enough to make it a success.

While there could be avenues to acquire real estate creatively with less cash operating  real estate properly is capital intensive. 

Creative strategies like lease options allow investors to control properties without owning them upfront.

Key financial aspects include:Budgeting: Allocating resources efficiently to maximize profits.Cash Flow Management: Ensuring steady cash flow to sustain operations.Investment and Funding: Securing capital through loans, investors, or venture funding.Understanding financial statements such as balance sheets, profit & loss statements, and cash flow statements is crucial for making informed business decisions.4.

I believe it is over priced (originally for sale by owner for $280k,later listed through agent at $360k), but I feel like the seller may be open to a creative financing option. 

Hello Sam,I am new to creative finance as well  I have been listening to the Creative Finance Playbook Podcast with Joe and Jen.  

Are you familiar with Creative Financing such as Subject To (SubTo), SubTail, WRAPS, Short Term Lending, and Bridge loans? 

In this economic environment, creativity rules.