My husband and I will be renting to two college kids who, do to their age, do not have a credit background and (since they have retail college jobs) make $50 less than 3x the rent (net income).

A title search and credit reports have been pulled, there are no judgments or liens. 

Well, their credit Is already trashed due to the missed payments.  

Also the housing stock is generally in poor condition in the city, and you have the typical problems that come from low income areas like crime, drugs and violence.

Anyhow it feels good at times to help them keep their place,  especially the ones who truly deserve it and would face almost certain foreclosure, thing about the loss equity they lose, the credit impact for several several years to come. but we can't help all of them unfortunately our of hundreds of thousands in virtually every state across the country, but we try.

Does anyone know the benefits of having business credit in Real Estate.

Certain areas of the country are  very hot these days and the prices are getting astronomical resulting in poor investments from a cash flow standpoint .

My interest in real estate investing dates to when I read Rich Dad Poor Dad 15-20 years ago.

I have credit in the low 700s and am looking to make a large down payment. 

My credit score is only like 670 which is below what conventional loans like to see and I only have about 3 grand to my Name.