Life is good.

I do think as an investor it would be cool to understand to the degree you do the niche you have been focused on, perhaps I could apply it sometime in life.

As such, you are paid a gross payment with no taxes taken out.You may be required to pay estimated tax payments throughout the year.You may be eligible to deduct part of the cost of your automobile if you drive clients to properties.You may be eligible to deduct a portion or all of your health insurance costs if you pay for it.There is a 20% QBI deduction that you may be entitled to.If you knew all of the above, go ahead with a software.

Is the PMI for life like an FHA or once you reach 20% equity?

It will make your life much easier.

Anybody who is in this place in life or has done this in the past?

Being this season of life, I’d encourage you to check out Scott Trenches book “Set for Life.  

If the carpet was old, you can prorate the cost of replacement based on replacement cost divided by the number of years of useful life remaining in the carpet.

That's life and has been taken in stride.

It's in a great part of town, (happens to be close to were I spent 5 years of my life) and there is a house 2 doors away that sold for a huge number.