Our typical client is a very savvy professional and not a get rich quick mentality with little down so they expect backing and Wen have provided it.  

These policies are typically more expensive and cover way less in the case of a loss.

I regret every property I sold 10 years ago (except the ones in the hood, that was a short term experiment I am glad I got out off).Your total net worth contribution is a lot higher than 0.6%, just the paydown of your loan is double digit ROI.

How do I find an agent who specializes in Mid term rentals?

@Patrick Boutin - We like to separate FARM's from leads as follows:FARM (Focused Area Real estate Marketing) - this is a term that has been around for ever in the real estate agent circles.

Homes in this area typically sell between $250K and $350K.

@Joey Andres I email an addendum stating that rent increases to $x and lease term is extended to x date.

I would like to purchase long-term rentals (ideally in the Denver metro where I live) but am not sure what, if any, cash flow I could achieve. 

Hi Horace,You could get below the 7's on a 10+ Commercial multi-family, and these programs typically have minimum loan amounts of 750k-1M.

One bed+bath upstairs, two beds + one bath in a finished basement.Fast forward 5 years (after the long term tenant of 4 years left) and I get a report that the basement has been ruined from water intrusion, requiring the entire basement to be gutted and re-finished.