@Nick Belsky maybe your overpriced loan products? 

Others always use those loan products.

@Tracy Graham so there are some VERY distinct differences between these two products.  

if enough people are underworking, it will take a lot more than the top 2% to allow the non-productive/under productive to live a great life.Maybe technology can save things, but in the absence of technology, I fear the US falling from highest GDP over the next generation. 

At the end of the year download the transaction statement and import to excel most will already be labeled and not need much work.

Most DSCR products you will find are about 80% LTV. 

None of these companies have an FHA product for multi-family homes, and the Conventional Mortgage products offered by one servicer can only be used for a duplex.I would like to know if FHA first-time homebuyer loans can still be used for multi-family owner-occupied 4-unit properties?

See what the other similar products in that area might be doing to get prospects.

Recovering: I do think that burnout is real, and it is better to take a certain number of hours and be very highly productive, than to say we worked like 14 hours, but a lot of distractions in there.

Properties in Georgia Commercial product for property(s) held in an LLC75% or more LTV - CASH OUTNo Seasoning Requirements Leased or not - depends lender requirements.Loan can’t be called if current.30 yr fixed amortizationMoney only trades hands at closing.Can package as a portfolio loan with like properties to be added as completed.If anyone out there has CLOSED a loan for something similar please let me know.