I have one in Oregon that is just under 10 million and typical hard money rates are being quoted.. however frankly if you still cant make nice profit paying for HML or private money then the deal is probably to tight. if your talking 10 points and 20% then ya that would  be a little bit high.but 2 to 5 and 10 to 14 is in the all park.. for a HIGH risk horizontal loan.I just did one personally ( i was the lender) in Orlando and we were up there on the top end of what i am talking bout 30% apr  but the developer snag a great deal and will still make a few million on it while paying me 100k for a 700k loan he used for 7 months.. that seemed fair all around..

My dad and i have a private lender for a house we are remodeling next door to our house. we could move next door into the house we are remodeling and rent the current house we live in(without rent to own). then use the rent money to pay the private lender for the money we will need to borrow for the subdivision. 

Also, even if a lender on Bigger Pockets can do those things the lenders are not allowed to say it....since that would be considered advertising to the rules of Bigger Pockets...I think they are allowed to private message you though. 

send him an email and tell him he has not given you the rent checks and if you do not receive the money with in 5 days you will report to the real estate commission in your state

I cannot lie to potential buyer and tell him that I spoke with him either via emails or phone calls if I didn't.""

Pros:Strong cash flowMajor affordable housing shortage in the countryBarrier to entry - zoning prohibits new parksPride of ownership - the residents own the homeLower operating costs - the residents own the homeLower touch - the residents own the homeSticky residents - costly to move a homeEasy to raise rents - costly to move a homeRecession resistant asset class - affordable rentLarge private equity funds are entering the space - drive prices upMom & pop ownership - opportunities to improve NOI and valueLower entry cost per door - less capital neededCons:Not sexy - smaller resale pool (but that's changing)Stigma - some counties try to stop operations (poorly operated parks, criminal activity)Stigma - some people don't want to live in oneLower credit quality residentLess appreciation potential, unless forcedNiche investment - helps to have scale to properly operateMany banks don't understand it - tougher to financeOlder assets in many cases

I am currently working to get some hard money and possibly private money going.

Adam,Send me a private message and I will share with you a bunch of information.

The nongovernment sector added 283,500 jobs, an annual growth rate of 2.8 percent, also higher than the nation’s employment growth rate of 1.8 percent in the private sector.Texas’ seasonally adjusted unemployment rate in February was 4 percent, lower than the 4.7 percent rate in February 2017.

I'll email you my contact info.