Several years ago Orientals where driving the West Coast markets for totally different reasons: to get a green card, there is a program where you can get one if you invest a certain amount into real estate.

If you click on the company link in @John Warren signature there is a document which is called "financial terms" and it breaks down the differences between 3.5% and 5% programs including fees and loan limits

In the mean time while my funds increase what are some daily things that I can do to be prepared when I have the money.

I currently have 2 section 8 properties with great tenants but the program sucks. 

Have the RE attorney on your team prepare the docs.

I have not been able to refinance either since banks tell me they do not provide loan programs under 90k. 

.~ Only 3.6 months’ supply of homes in inventor (balanced market is five- to six-months.2019 NEFAR President Jeanne Denton-Scheck said, “The pace of home sales in Northeast Florida is rapid, and a great situation for sellers, while buyers are having to be prepared to move quickly when they enter the market.”

I’m not opposed to the idea, but be prepared to do your own negotiating with the realtor.

I am currently in the works to use the NACA assistance program to acquire the property.

Property and Loan Details 3 FamilyLocation: New Britain, CTPurchase: $123,000Rehab budget: $55,300Down payment: $18,450 (15%)Loan principal amount: $104,550Total Loan (principal plus rehab): $159,850Appraised as-is value: $125,000 (pre-rehab)Appraised ARV: $255,000Loan Terms: 9.99% for 12 monthsInterest only payments each monthPoints: 3.5FinancingThe hard money lender had a few programs.