The source of our data is a division of First American Title called Core Logic or RealQuest (we have no affiliation with them whatsoever).They are the industry standard for real estate mailer data for all types of real estate, in my opinion.

The amount is obviously dependent on what region/area you're targeting, but I get the logic behind it.

Absentee equityOwner occupied equityMortgage latePre foreclosureHowever there's a ton of logic, maybe just a little, that goes into building those lists.

You have to figure out what your needs and tax situation are in order to choose the most logical.

I do understand your logic and while it makes perfect sence, it is legally and technically incorrect.

I have one with the borrower or seller...Certainly if I agree to a deed restriction as a buyer then I may be able to be help accountable.. assuming I don't eventually disagree.However the same logic that could hold me accountable could be used to disallow that accountability..Again the lender is not the seller...

In real estate, we ask folks to join a syndicate and contribute money in exchange for shares of cash flow, a piece of equity and a chunk of the final sale.We ask tenants to give us money each month in exchange for a nice place to live.We offer owners of distressed properties hard cash to get out of their headache quickly and easily.Yet it goes so far beyond those simple examples.When you approach anyone with their needs, wants and pain in mind, you more easily and effectively build an emotional connection that will support your logical request.Was this a bit long winded?

"We guys don't understand logic."

"and obviously not being around when I present and offer they may get offended at" This is rational and logical for you to think this way, but there's only one way to build kahunas.

So not sure about that logic.