Keep in mind you're dealing with a city that will fine you if you do not cut your grass, and neighbors bitching about it. 

House hacking is an awesome way to leverage a low down payment to build your multifamily portfolio.  

.- I have a mixed use property with 2 commercial spaces rented for the last 2.5 years and 1 short term rental/residential space I have airbnb'd/lived in part time for the past 2.5 years- I owe about $110,000 and have about $200,000 in equity- My credit is 580 - 620 right now due to being laid off last year and missing a couple of credit card payments.

Hello, I was wondering what’s a good amount of money to have on hand to use as a down payment to start my investing journey.

Land/Building Appreciation- Payment longterm.  

If you strategy is to build a rental portfolio as fast as you can then, you want to refinance at the highest available leverage. (75%) That allows you to preserve your capital so you have down payment money for your next deal.

You should cut your teeth locally.

**Seller Finance**: Become a lender instead of a landlord by offering seller financing to buyers, which can provide consistent payments and tax benefits ([Why Would a Seller Sell on Seller Finance | Seller Q&A](;t=363s)).7.

NOI is a before-tax figure, appearing on a property's income and cash flow statement, that excludes principal and interest payments on loans, capital expenditures, depreciation, and amortization.Maybe just ignore advice from people that don’t have access to Google.

I wouldn't tell the attorney that the tenants haven't paid for three months and you want to evict for non-payment of rent.