I could pay it all off, make above minimum payments for all, or transfer the balance of this last card to 0%.

I thought I could take a loan against the 401k or transfer one of my old retirement accounts with a previous employer to a self-directed one so that the entire purchase and proceeds are all handled within the retirement account and thus would not count as income for tax purposes.Thanks all!

Transfer properties to a land trust with LLC as beneficiary of trust.  

QUESTIONS:Is there any way to preserve that tax assessment through some kind of "family" transfer?

@Logan TurnerI don't see anyone asking the fundamental questions of whether or not you want to transfer title...just assuming, but I would suspect that the the balance is a re-fi...you can't transfer title: i.e. you can't own this house unless that is settled.

I hired a lawyer to do my due diligence  for me since I had no clue what to do.He did a title search and had to get a bunch of certified papers signed to be cleared for the transfer of title.  

If you think you will go FHA, 203k, etc. and then Quit Claim the property, to a LLC, or a Land Trust you run the risk of the lender discovering a Title Transfer occurred and activating the "Acceleration Clause" or "Due on Sale Clause" that requires the loan to be paid in full, within 'x' number of days.

If you think you will go FHA, 203k, etc. and then Quit Claim the property, to a LLC, or a Land Trust you run the risk of the lender discovering a Title Transfer occurred and activating the "Acceleration Clause" or "Due on Sale Clause" that requires the loan to be paid in full, within 'x' number of days.

When the TB has the funds to bring to the table, could escrow be opened & therefore transfer it to the mortgage lender so that I know it has been given to them?

Where I am located all title companies charge the same for title insurance and transfer tax.