I do understand a little better, I will take the caution by getting some help with a real estate attorney who is also an investor ( who I met at a meetup event) once I get them to sign the letter of intent ( thank you for your videos on them) I will have them go with me to the lawyer office.

I am not a lawyer - but when I got married my wife owned property with a mortgage and did not have to change anything. so my assumption would be no.

He fought through it, opened his garage, and apparently does good business, but he had to spend some money on lawyer food to get there.

I am interested in any and all advice concerning Law (Real Estate Lawyers) Accounting (good CPA with Real Estate background) and finding good General Contractors.Don't want this to get too long so will stop and I hope I can connect with some good people in these areas (or other areas as well).

Accountants, Lawyers, Title Agents, etc. 

The way my lawyer wants me to do it is as follows. 

@Tae Seung Kim - our contracts have been put together by a lawyer, and our acquisition guy goes through the wording but not the legalities.

@Andrew SyriosI see but I am looking to purchase a property and just trying to mr proactive because I'm thinking about consulting my lawyer to put a clause in the contract before I send me offer in order to get my appraisal money back if the seller don't budge.

Or even possible refinancing into a true 30 year fixed at a very low rate and favorable government agency terms.I use a title company and their lawyer for a professional standard docs and closing on owner financing--gets all the recording and escrow set up clearly and properly.

If we both have real, working businesses and all is written up by the lawyers giving a reasonable rate, would it fly?