"Does any of this criteria have a universal impact"?...

So it's important to talk to your CPA to see what the actual impact would be.

Each of the 6 major criteria has an impact an on the loan.

“if you own an investment property and it is occupied by a tenant for at least 183 consecutive days in the year, that home also likely qualifies, but an application to the county is usually required to receive the exemption in that circumstance”https://propertytax.utah.gov/m...I’m looking to purchase an investment  property however having the 45% deduction (or not), has a big impact on cash flow.I’m hoping you or someone else on the forum can give some guidance.Many thanksJim

Here's an academic article done by UC Berkeley that explains the impact 2008 had on California and how long it took to get back to pre-recession levels.

Quite frankly, stopping companies from scanning my credit report for pre-approvals was not a priority in terms of impacting my score positively which has been my main priority.

@Jake ReindersWholesaling is a great way to get in since you have very limited risks and if you can assign the contracts to your buyer list quickly, a recession will not really impact you.

What are the permit fees, impact fees etc.You definitely do not want to use hard money for a project like this the interest cost will eat your profits very quickly.

Be careful that your goals and objectives don't impact the time you need to spend with your family. 

@Dan Heuschele - This is an incredible invasive change and will have a large impact on many communities.