Not sure what you would have to lose by having a conversation about how you're coming up with you number versus where they are coming up with theirs. 

I would also point out that you did not give enough of your current status as to strategy, risk tolerance, age, income currently, etc. etc. etc.There are different options available for a private residence.

Some turnkey rental operators will have a pool of private lenders willing to work with different terms.

Do alot of reading, take notes, watch the webinars and podcasts when you have time..... and dont hesitate to reach out to people and ask questions or engage in conversation. were all here for similar reasons.

I'm asking this question for my father who is looking to be a private investor for real estate projects. 

It also allows us to include our regular customers in the conversation of our next chapter in life, one in which we may remain in contact with them and offer service in a different industry. 

Also, you may want to seek our private lenders and/or hard money lenders depending on your end goal and needs.

I have currently have a Patlive number and I want to use Callrail to record the conversation.

Here are some recommendations for you:Find and connect with other BP members that are in your area: http://www.biggerpockets.com/meetSet up keyword alerts to be notified of the topics that interest you: http://www.biggerpockets.com/alertsRead Beginner’s Guide: http://www.biggerpockets.com/real-estate-investingCheck out BP Podcasts: http://www.biggerpockets.com/renewsblog/category/podcast/If you wish to tag someone in the conversation on the forum, type @ followed by their name and then select the name of that person which should appear below the comments box.

I have keyword alerts for all the major cities in my area and it allows me to see all the conversations going on in my community.