:Class A Properties:Cashflow vs Appreciation: Typically, 3-5 years for positive cashflow, but you get highest relative rent & value appreciation.Vacancy Est: Historically 10%, 5% the more recent norm.Tenant Pool: Majority will have FICO scores of 680+, zero evictions in last 7 years.Class B Properties:Cashflow vs Appreciation: Typically, decent amount of relative rent & value appreciation.Vacancy Est: Historically 10%, 5% should be applied only if proper research done to support.Tenant Pool: Majority will have FICO scores of 620-680, some blemishes, but should have no evictions in last 5 yearsClass C Properties:Cashflow vs Appreciation: Typically, high cashflow and at the lower end of relative rent & value appreciation.

How many active listings versus how many rented last month.  

Here's my situation: I accumulated credit card debt to finance my last property rehab, which is now rented and generating income.

@John Mark Last April I bought a nice building that needed some upgrades, but the rents were $575/month and local area rents were$1250.

My last employer was only for 11 months, from August 2022 to July 2023.

And a travel nurse who rented it last month from the seller is going to finish out the lease with us.

Consolidating through Student Aid gov will only let me add the 2.14% loans to one of the $20k loans and lower it to 6.5% but that isn't going to make a huge difference and it makes no sense.By the time I've paid it off I'll have paid up to $110k and it is really getting to me that I feel it hasn't even paid down from $50k over the last 5 years of $300 monthly payments.

Create columns for Name, Street Address, City, State, Zip and then contact info: Last Contact, Relationship, Status, Email & Phone.IMPORTANT: do NOT ask people for THEIR business, ask for referrals!

Luckily the construction was funded last year as a rebound in hospitality is expected.

As background, I consider us novice investors having only invested in several new construction homes in the Orlando area over the last 15 years.