If inflation suddenly cools and employment rates are at non-inflationary number, it's possible rates will not continue to go up.

The new CPE (core inflation) and CPI inflation numbers just released on thursday so its your lucky day and rates have dropped to the lower 6's (prior was around 7 or little over - range).Once monday mortgage bond market opens at 630PST or 830 CST yourtime you'll have different pricing so definitely check in on monday and to accurately compare you'd need to get everyone's quote at the same time and same day because the mortgage bond market trades in real time and could reprice multiple times perday.In the end most lenders should be so close that you'll want to work with the best you can find.Hope that addresses the real life situation of conventional mortgage pricing (bank and portfolio mortgage prices change a lot less frequently and is another topic for another time).Best Regards,@Matthew Kwan@Carlos Valencia

Though it can be tough to wholesale in a hot sellers market, it can have its benefits if we know ARV’s are inflated. 

Natalie:Location is a big factor in what is of more consideration: cash-flow or {market} appreciation, even if you will be forcing appreciation.In our markets one can anticipate modest appreciation - hopefully ahead of inflation - but we never count on appreciation when underwriting a deal ...

If your realtor is super knowledgeable and can handle all of this I guess all is well that ends well, but this is an odd agreement. 

The last time inflation was this high, mortgage rates were 15%+ so if you are not planning to pay off the HELOC in a couple of years, I would utilize a different strategy.There are a few good options but neither myself nor anyone else will be able to properly advise you without knowing more about your current mortgage.If you are accessing some of the equity in your primary residence, you can put more down on a nicer property.The $100k property cashflows well now but if it becomes a crime scene or your tenants stop paying rent, you could lose all of that.As long as you have a good property manager in place, you should not have too much trouble with vacancy.You must also be aware that good property managers do not want to deal with headache properties so to get the best, you must have a property in at least a C-class neighborhood.Additionally, the SFH in a nicer area will experience more rental appreciation as well as more price appreciation.If you really want to speed up your timeline, you could buy 5-6 homes in the $150k range in a decent area with $30k down.

Real estate is your way to stack the odds in your favor

Add inflation into the mix, and the numbers are daunting to many families."

Make sure that you know your rehab costs ahead of time, make sure you know all of your lender costs and make sure you have ARV based off of YOUR rehab finishes and DO NOT let the "broker" (wholesaler) tell you what the ARV is as they won't care if they're wrong and they'll usually give you inflated #'s that aren't legit comps either. 

For cautious investors, these affordable properties can also serve as a good source of rental income.High-End Market SaturationThe luxury property market has come to a point of stagnation due to inflated prices and is way above the affordability margin.