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Updated over 2 years ago on . Most recent reply

Robert Sprague's profile image
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Robert Sprague
  • from New Jersey
  • Member since Sep 21, 2022
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Robert Sprague's profile image
Robert Sprague's profile image
Robert Sprague
  • from New Jersey
  • Member since Sep 21, 2022
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Robert Sprague
  • New Jersey
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Analyzing a property using a HELOC

Robert Sprague
  • New Jersey
Posted

Hello starting to analyze first time investment properties using a HELOC for down payment. How do I calculate if I'm using the HELOC with a fluctuating interest rate? How much more cash flow should I have above HELOC? currently I was quoted 6.25 %. Thanks

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    Caroline Gerardo's profile image
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    Caroline Gerardo
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    Caroline Gerardo
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    Caroline Gerardo
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    Caroline Gerardo
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    HELOC maximum rate 18% amortized over 15 is what you should use.

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