Historical averages for each independently are easy to find, but before I put together my own compendium from those sources, just wanted to make sure that nothing is already out there before I reinvent the wheel.

I have very little real estate experience, but I am interested in using real estate as a tool to become financially independent.

Bearing in mind that the real estate market in the Denver Metro Area is hot, I'll need all the help I can get and BiggerPockets seems like an excellent resource and community for getting feedback and guidance in a tight market.My long-term goals are to use flips to fund a strong portfolio of cash-flowing buy-and-hold properties to support financial independence, early retirement, and a comfortable lifestyle.Interested to see what other Denver investors are seeing in the market for flips and rentals!

Could anyone give a few pros and cons of transitioning from being an independent realtor to an independent broker?

I'm more in search of an investor-friendly bank or portfolio lender for my properties in Independence MO.

Bubble – This type of investment is independent of the state of the housing market, as we are supported by stable cash flow and not the outcome of the market price.

Jorge,If you are an investor with multiple properties I suggest you look for an independent Insurance Agent that represents multiple properties. 

Obviously, reducing your cash flow to buy a large expense with no return is not the way to financial independence, but life is life and it may be necessary given your circumstances.Best of luck!

It was very surprising how ABC’s appraisal ($102,000) was so much higher than our bank’s independent appraisal ($60,000).

And do you find it effective, whether you're a broker or an independent investor?