It would definitely be nice to have someone I can trust help with the process of a flip, or just general improvements. 

I have been actively acquiring Notes for passive cash flow since that time.I like the the passive nature, the safety and the cash flow that I receive from Performing Mortgage Notes.I upgraded to BP Pro & upgraded my profile.

I have been actively acquiring Notes for passive cash flow since that time.I like the the passive nature, the safety and the cash flow that I receive from Performing Mortgage Notes.I upgraded to BP Pro & upgraded my profile.

I'm in no rush (I have my plate full in the short-term improving what I have), but in the next year or so I'll need to break through the door barrier if I want to meet my long-term goals.

This method works for me because my rents cover the cost of paying the loan and operating expenses, plus setting aside 10% of the rents for capital improvements and 5% for repairs.  

Please check out my profile and reach out if you think I might be able to help you.

There are also great tac advantages to owner occupying the house you flip for 2 years so it gives you time to do all the needed projects and enjoy the house as it improves..

Below is an outline of what we have outstanding:3 family - Loan in my wife's name only - house hackedSFH - Loan in my name only - Owner occupied and plan to keep it that wayNow for our next loan on an investment property I am not sure if we will use both of our profiles to purchase but we are open to just figuring out what works best.

Yes, I've become skeptical with tenants ever trying to improve their condition.

I think you should be a little more conservative, not over the top cause its already hard to find deals in our market, but you don t want to under analyze a property and be stuck with a "not so good deal".To evaluate the vacancy rate I would use the SCHL website, here is the link,  https://www03.cmhc-schl.gc.ca/hmip-pimh/fr#Profile...However, I usually add 2-4% to the rate shown.