If the cash flow is actually there I would still be hesitant because it would take years before I wasn't negative equity. 

I did come across a hard money lender willing to do exactly that, I am just hesitant since there is a risk of potentially losing both the investment and my primary residence if things go south.

The bank has no hesitation charging you a late fee for your mortgage and you shouldn't either. 

I've always been hesitant in dealing with HOA's since they can raise the fees at whim. 

If you need some contacts out there don't hesitate to DM me.

It takes action, but I have a couple of months before I can take action so I want to gather all of my tools so when I can take action there is no hesitation!

Hi all, I'm such a newby that I even hesitated to post on this forum.

Also, don't hesitate to ask ANY questions.

Most of the sellers are hesitant but after about five of those offers, I was able to speak directly with the seller.

Also, we don't hesitate to change PM when we have been unhappy, which we've done several times.In the sales process, you really have to dig deep to get references from customers that have had multiple turnovers and problems to be addressed to get a sense of how they operate through problems.