Let me start by saying, Network, find a mentor to ad value to and I'm not in a rush. I've just found the podcasts and I'm gathering the information, and the experiences that have been shared are gems. It takes action, but I have a couple of months before I can take action so I want to gather all of my tools so when I can take action there is no hesitation!

I have started my journey on gathering as much information and learning as much about REI as possible. Even aspects I don't plan to participate in just because you never know where the knowledge you obtain can help someone else. My ultimate goal is to start House Hacking, and to utilize 0% financing through the VA loan. In theory this sounds like a perfect plan, find a off market deal get them to pay closing cost, move in for a year ad value raise the rent move out +cash flow, cash out refi to a conventional or FHA rinse and repeat (perfect world). First thing that comes to mind is with the VA strict inspections the property isn't going to be a property with a lot of issues so not a lot of room to ad value. This would mean it is closer to if not above market prices. Insert first question how do I go about putting myself in the best position to succeed aside from just running the numbers (If the numbers don't work stay away) and putting in offers? Next cash out refi. In my case I would be able to utilize the VA loan again, but if I saved for a year while I house hacked and looked for properties, I could potentially find something for %25 down and utilize an FHA loan. What would the major difference between another 0% verse another VA loan which I know I would have to live in for a period of time. These are questions that come to mind as I get the ball rolling and I try to understand REI. Trying to get a firm understanding so I can have these conversations, negotiate my terms bring different aspects to the table when it is time to put that offer in. I understand every market is different and I currently do not know where I will go once I transition from the military but lets use New Jersey as an example as a strong possibility, and Texas as a runner up (which I have heard, and researched wonderful things for veterans and real estate). I've been listening to these podcasts that are full of information and 2-4 years old and I'm just like man I missed out. In the same instance I understand I have to take advantage of what I am presently faced with.

Thank you for your time.

Kyle McMillan