Own a mortgage and 1 vehicle.

He said he would be interested in speaking with a mortgage banker or broker to see his options. 

We are currently house hacking a duplex in Plymouth we purchased in December 2022 with an FHA mortgage and will be looking to purchase our second investment property sometime this year.

If they do set a cap, it will be on a future determined number, not an existing.

Can I get a loan from a bank showing them I can pay the mortgage with the rents coming in?

With that info, thats very easy to calculate.Insurance will pretty need to get your insurance carrier to provide you with some quotes.Aside from your mortgage, that handles your PITI.Everything else is part of the rest of your due diligence. 

Is your DSCR ratio greater than 1-meaning are you cash flowing (according to the lender's criteria of mortgage, property taxes and insurance (and HOA) if applicable).

Advice on filing an LLC, obtaining the mortgage, and the title of the house would be greatly appreciated.Also if there is any good references for this type of situation available, directing me to them would be really helpful.Thank you

Take millennials for example, most of them want to own a home, but cannot get a mortgage because home affordability is accelerating beyond their ability to get qualified for the type of home they want.

Michael at Cross Country Mortgage was incredible!