See SEC v Howey:A security is defined asinvestment of money due toan expectation of profits arising froma common enterprisewhich depends solely on the efforts of a promoter or third partyTo me the dispositive issue here is the last prong. 

I set up "Cincinnati" and "Dayton" last night and I already feel like if I add anything else, I won't have any time left after checking my e-mails to look at houses ;)@George Calbert, small world!

A simple Google search will show you a lot about someone.EAU CLAIREBUNDY, PHILLIP P & B ENTERPRISES2809 E HAMILTON AVE EAU CLAIRE WI 54701-1686 USAW,S,I$45,065.603.

You will need to work under a broker who may have office fees and E and O insurance (each broker operates differently).   

Rich Dad Poor DadRich Dads Cash Flow QuadrantRich Dads Increase your financial IQThe Real Book of Real EstateThe ABC’s of RE InvestingThe ABC’s of PMRich Dad RE Tax AdvantagesThe E-MythThe 4 Hour Work Weekhttp://flip2freedomacademy.com - free e-bookFlip2freedom episode 77[http://www.flip2freedom.com/a-3-step-formula-to-a-successful-balanced-and-insanely-profitable-2012/] - podcast - LISTEN TO THIS TODAY!

The "wholesaling" gurus are trying to make a buck promoting assignments, etc.

If you can get a fourplex you could potentially be living for free and using that E-5 BAH as your income or reinvest it into aother property.

Paul, I plan on downloading that book after I finish the BiggerPockets "Ultimate Beginner's Guide to Real Estate Investing" e-book.

Sign up for their e-mails.  

In todays market, a lot of companies are promoting universal design.