I've tried to make my own spreadsheet which makes more sense to me based on my current understanding of deals. 

We are currently renting and looking for a house.

However, keep in mind, the renter will need to share a bathroom with the current tenant, and I've spoken with her about this, and she's fine with this arrangement. 

The poster who is third from direct to the principal who has a tape of loans to sell and wants 3 points on top for himself

I’m hoping this community could help guide me in the right direction!

Im Currently looking for a duplex

Basically two ways to get cash from equity in an investment property without selling it - cashout refinance the current mortgage into a new loan, or get a second position lien (2nd mortgage or equity line of credit) to stack behind the first position and pull out the equity. 2nd liens are hard to get on investment properties right now, but they're out there.

I am currently in market for best rehab insurance that is resonable and reliable incase of any claims.

You want someone who reads the ad and follows directions, so use that to weed out the people throwing CV's around with no real English comprehension.

My passion lies in real estate investing, and I'm currently exploring the best strategy to kickstart my journey.