From there there's typically a sliding scale pre-payment penalty.

Not just save up and do research when I have a down payment. 

After a guest stole out TV's and filed a claim on their credit card payment - and VRBO did NOTHING to assist us, we checked out what Airbnb would have done. 

as far as financing will go for your potential buyers the duplexes will be easiest because you can get both investor and owner occupants . the multi family 5 units and more will be cinsdered commercial and cut out owner occupants . the assisted living is extremely limited when it comes to financing and now it becomes a specialty item that's an investor looking to be in assisted living business 

What's your mortgage payment?

Have you considered house-hacking a small property in LA to cut down on your living cost and build up equity?

And if you have to pay this will cut down on the spam and fake lenders that troll sites like this ???

It sounds like you are looking for funds for a down payment.

I have verified that State Farm Insurance will be providing all payments via ALE Solutions. 

I think this makes everything cleaner for taxes, documenting historic rental payments, and legal issues that may arise due to the barter, etc.