Chelsea,You have a couple of options you can use a DSCR program to close in an LLC or a Portfolio loan program.

It's no surprise there is a close to 90% annual fail rate in the industry.

I am buying an investment property and literally found out the night before signing the closing docs that the seller wants to back out of the deal.

We stopped the sale, I found a buyer, double closed and made 12k.

I'd check out there calendar https://gareia.com/calendar-of-events/ - and see if there is anything close by to you!

after I closed my last (and biggest) deal of my career I realized the financial docs were off by 64%.

However their choice actually seems ok. 

My in laws lost their entire retirement savings because their underwriting was too aggressive and they bought several properties most of which ended up with negative cash flow.I am not against refinancing or using a HELOC to buy a property, but The market right now is a property will give you close to zero cash flow (80% down) then you’ll need to come up with another $750 a month to pay down the HELOC and come up with probably another 5-10k in reserves in case the furnace breaks or tenants trash your house or…   Without knowing your financially situation, You are probably better off getting a second job for a year or two to save up for a downpayment then using a Heloc.

Question.. so im closing today on the 29th.

There are renters most everywhere other than within HOAs with covenants that prohibit renting the units.Look as close to home as you can afford.