It may not be now, it may not be with this couple, but you will eventually have a roommate situation where one of them wants to leave so you may as well develop a plan right now.If both tenants want to leave, you can do one of three things:Let them go with a penalty;Let them go but hold them financially responsible until someone else takes over;Let them go without penalty.I prefer option #1 because it allows them to leave without anything negative hanging over their heads and it usually puts more money in my pocket.

Hang in there, kitty!

There are some that have sold quicker, but so many just hanging out on the market. 

Every place has people hunting every day for low hanging fruit and even more so, competing for the medium hanging fruit because there is no low hanging fruit.

Don't dismiss the low-hanging fruit that is right there for all to see. 

I would be happy to rent it cash flow neutral and hang on to it for 30+ years building equity.Heres a few facts about the home.

It's published right on our website but we also mail them a copy to hang on their fridge, so they have to look at it everyday until they move out.

She's been loyal for 4+ years and have given her a great discount on her rent to hang in there and bear the construction on the 1st floor.

in most markets FSBO unless they are giving it away simply dont sell.. so the owner thinking they saved money just lost a bunch of time and money paying payments on a property sitting there.. then end up listing it anyway.As for broker splits.. thats highly regional on the west coast which in my mind is pretty progressive there are transaction based brokers that just charge a nominal transaction fee per deal  like 500.00.. agent keeps 100% of the commish. you get no support.. just a place to hang a license etc.and then there is companies like were my wife works were you can just pay a flat fee per year.. so her fee is 10k due in Jan. she keeps 100% of her commissions  and there is pretty good support.. a broker who will step in etc..

I would never actually sell the note I'll take my cashflow :).this is exactly how i sold my OREO's over the years.. these are GREAT notes they never default and if they do given your scenario you just do it again.. foreclosure costs have to be taken into account.. but with me I have NEVER once foreclosed on a short term 0% note.. when the borrower realizes how much equity they are gaining so quickly they just hang in there..