In order for the subject property to qualify, 75% of the total market rent must exceed the total monthly payment.

The co-signer just needs to be able to make enough to handle your loss while qualifying. 

I'm prequalified for a single family but the lender and realtor is saying for now I am not qualified for a multi.

let the tenant to petition the court and make you do it ( as long as they qualify alone ) .

Since Banks are seen as one the places that are the hardest to qualify for. 

Hi,Thanks in advance for any advice/input...I'm wondering if/how I can qualify for conventional 30yr financing on rental property (1-4 units).

From my experience on 5+ units lenders are going to want more skin in the game and I see minimum 20-30% needed down.  

Live and learn at that time  BP didn’t have bad reviews on him yet. well you want to do what everyone else has been recommended to do file a complaint with the AG s office its on line and free.and in this case the contractors board in the state they will not take lightly to this one either.. and then of course talk with @Colin Zhu  he can give you some insight off line.boy I am so sorry your going through this.. man oh man this is sad news.

Examples: New Lally columns and footings in the basement to replace temp. columns, 48 sheets of blue board and plaster in rooms that didn’t need any mechanical work but had bad horse hair plaster.  

Here’s a link to what MREC will and will not allow you to do:http://www.mrec.ms.gov/docs/mrec_news_events_guidelines_for_unlicensed_pers_assistants.pdfMREC is our licensing board here in MS.