FHA for a four plex

[Aaron Cayabyab]

Hey guys, just wanted to get some feedback from you folks. Im currently in the process of getting prequalified. I'm prequalified for a single family but the lender and realtor is saying for now I am not qualified for a multi. Any reasoning to that? I meet all the requirements for an fha loan. I am out here in Hawaii and found a 4 unit property for $1,250,000. 2 two story duplexes on one lot. 1st house Upstairs unit - 3 bed 1 bath $2500 rent Downstairs - 3 bed 1 bath $2500 2nd house Upstairs 2 bed 1 bath $2000 rent Downstairs 1 bed 1 bath $1100 I plan on occupying the 1 bed unit. Are there any "fha" calculators I can do on my own to find out if I could qualify for certain properties? Any help is appreciated. Thank You!