.- passive investor puts in 30% cash for down payment in return for 40% ownership- deal provider (Me) puts zero cash in but finds, secures and manages the deal, bank financing and 100% of the property management- bank mortgage for 70%- closing costs split 50/50- capital improvements split 50/50- all monthly positive cash flow (profit) as well as 60% property ownership goes to the deal provider (me).- first refinance (year 3-5) get investor's 30% investment out (before I take any equity) so we can do it again! 

You are only putting 5% down so your loan amount is much larger and therefore your mortgage payment.I would consider your net worth ROI.

Most are all local lenders from that state that's giving me loan terms.But on your terms itself, let's say the loan is for 800k-1million, the potential return from the property is close to 2x to potential mortgage, what rates are you current seeing in the market? 

@Nicholas Arcidiacono online rental applications are the standard now.

I know there are lenders out there who offer mortgages to foreign Nationals but what we are looking for a is a bit unconventional.

Like using heloc to pay down mortgage principal in chunks?

Some people write books, some people create online businesses, some people invest in real estate.It is, of course, the last of those that has brought me to where I am, and Next Level Equity to where it is.Through investing in real estate, I generate income in my sleep.Regardless of what I do that month – work overtime or lounge on the beach – that rent check comes in every month, like clockwork.

I have multiple investment properties with mortgages.  

Unless your properties are free and clear or mortgaged so low that the rents will recoup your building costs in 12-24 months by adding more sqft...

@Randy Rodenhouse Thank you for the feedback - I was able to get a mortgage statement, see below