@Rashad Jackson I think it's always a good time to buy as long as the numbers work and your analysis has adjusted to help offset the risk.

We had to adjust our lifestyle a bit but who doesn't after having kids?

It seems that these rules may be hard to achieve outside of class C investments which don't interest me, but I think with Delaware having lower taxes than other areas in the country, the rule may need to be adjusted for NCC. 2) MLS or working with wholesalers? 

His self image needs to be adjusted: how he thinks of himself. 

What you are talking about are adjustments in value for an extra bedroom or more sf.Here is what I tell young agents: run a market for a brand new listing and try to determine for how much it will sell.

I am not going to prison for that chance so ultimately I checked and adjusted my thoughts and thinking of different opportunities!

Factor in Management (10-12%), even if you plan to self-manage at first.Your future projections need to be adjusted.

Many multifamily (and other) investors feel that the prices are high and some adjustments will happen soon.

The more you know, the higher your net risk-adjusted returns will be.So to answer your question, "how do you propose I pay off the variable loan?". 

In CA you would need at minimum a Lot Line Adjustment plat...in SoCal that would run you $10K-20K plus City/County fees ect.