I am so thankful for the vast amount of content and willingness of members to help one another! 

A LOC/heloc is just typically a 2nd mtg LOC on a single property with sufficient equity. 

High demand is butting up against near record-low supply, resulting in bidding wars for the vast majority of listings

I could ask the seller to reduce the home price but it's not sufficient enough to make up the difference.

you can become a member for a month for 50 dollars a month the resources are vast many "classes" to take along with online forums.What is interesting is the scope of inspections and wording in reports.

Are they located in vastly different areas of the city?

Otherwise, if the responsibilities are parceled out, they would need to individually show they had sufficient participation, etc. 

I’ve just bought a 4 unit about 30 minutes away from my house and fortunately it’s self sufficient and the tenants are currently not needy because the drive is worse than I thought multiple times a week.

My income is not sufficient and I would never be able to get conventional financing, however I found a Private Money lender who would borrow me 75% of purchase price with 24 month balloon payments. 

15-30 days seem more than sufficient, assuming they’re not investigating a change in use.