Overtime, she began to know and trust me and when she has people that doesn't have a realtor, she sends them my way.  

I was told that this is the most egregious breaches of a Realtors' Oaths and of course, breach of trust and that, at a minimum, I should receive the commission back.Please let me know what you did if this happened to you and / or, what I should do? 

I came across investing in REITs (Real Estate Investing Trusts) which seems like a great way to earn passive income without dealing with the headache associated with managing rentals. 

Louis.Got to have boots on the ground that you trust.

If you can spend more time, more money and get massive results then you should follow these.Create a website must be PROFESSIONAL have a blog and get someone to write for you add at least 2 posts a monthBrand yourself or your company and give some value it could be FREE EBOOK, VIDEO ADVICE, TIPS, or anythingReach to people as much as possible (STOP THINKING ABOUT LEADS FOR A WHILE) connect with more people show your interest share valuable stuff.Try to use Facebook, twitter, instagram, as well as linkedin gain good number of followers and audience share interesting thingsBuild an email list within your niche that could help you to connect with more business people and investors who trust you.

You're looking for wills and/or trusts? 

Even tho I'm part of some of the other "higher level" masterminds I still attend the HFF coaching calls when I can.

God I wish I had bought some then... had no idea how creative I could have gotten.Just keep rolling the way you are, and you’ll have more deals than you can handle, especially with a good full time job’s income to work with.As always, if you’re unsure of your skill at negotiating, etc, find a good partner you trust, preferably with some good experience, like a (good) realtor or contractor, who have value to add and learn from them.  

I've been investing on some small businesses (3 of small internet cafe) that earns me some passive income but I want to take my investing lessons on a higher level. 

The discount points are higher -- here's FNMA's Loan Level Pricing Adjustment matrix -- or you can take a higher rate if you wish.