If you have no cash and just started your current job you will be hard pressed to find traditional funding.

@Bryan Otteson Yes a Traditional IRA can be transferred to a solo 401k plan, but a Roth IRA cannot (this is a Roth IRA restriction-see IRS Pub. 590).

I have two loans on it, from the days of no money down, a traditional mortgage for 336K and a HELOC(the 80-20-0 days of the mid 2000s).  

They don't do traditional mortgages, or at least didn't 3 years ago when I was more actively lending. 

The national banks have certain ways of doing things and a traditional mortgage in your name is easy and fast. 

As a Real Estate Broker in Sacramento, Ca  I have an 89 step marketing plan I use to sell not only my flips, but traditional real estate I handle for other home sellers.

8.What appeal does modern look architecture such the project above has locally compared to traditional architecture such RTown Lane project at Kirkwood ave?

Currently 5% of my accounts are 'cash' and 95% are Traditional IRA's.  

Not only can I get you market properties as a traditional Realtor can, we also wholesale plenty of off market non-mls properties that you may be interested in. 

You can't advertise or sell something you don't own.So the traditional way to wholesale(find a discounted property,get it under contract and market it to a cash buyer)is starting to get the attention of state regulators especially in California,Ohio and Florida and fines and jail time are being issued to those who are marketing/selling properties they don't own without a license.So unless you can find a way to market your contact without marketing the property itself which isn't against the law you'll need to either get your RE license or find another REI strategy.