Can you qualify with IRS income taxes, credit and 80% loan to value non owner in the future?

You have a solid retirement account (see above about "you should have this anyways")? 

I will be retiring in 3 years and want to already be started on this journey to have my portfolio started before I retire.

Let's say below is my yearly depreciation2021: -$10,0002022: -$10,0002023: -$10,000As I had no other passive income I couldn't take the depreciation, but in 2024 if I have a passive income can I take the depreciation from all the previous years or only the past year?

Running a fancy Class A downtown luxury apartment is far different than a 50 year old building in a low income area. 

Passive income here I come 

Most of the podcast guests had $100k to pull out their retirement or like Brandon, started house hacking at a young age.

I own a recently renovated duplex in the DTLA/Westlake area and I have been searching for a local property management company with experience in lower-income, multi-unit zoned neighborhoods.

Here is 3 scenarios: conservatively projected low/medium/ and scenario 3 is actual recent net returns  (unlikely repeatable right now) I'm looking for alternative ideas to deploy $150-200k down payment on a much larger investment than a 1br house, so I can play the appreciation game as well as the income game.

I'll be retiring from my full time W2 within the next 18 months.