I mentioned to  them their renters insurance may cover the food .

So the way around it is to get a property manager, which costs you 10% of rents in fees, so you'll be covered under the PM's E&O insurance.

To be honest, it was more difficult than I expected and there was quite a bit of material on the test that was not covered in the class.

Florida also does not allow dual representation.

One side note if you don't have representation getting a commission then you should negotiate the Buyer side commission out of the purchase price.  1st get the contract and agree on price paying the 3% commission on the Buyer side, then once the contract is signed you can amend the contract to back out the commission in the purchase price since that will not impact the Seller or the Listing Agent 99% of the time it will work just fine.

Title insurance would have covered that.I bought a property that was part of an estate in 1898, there were four heirs, but only three heirs singed the deed. 

Basically I have most of the bases covered in understanding what needs repaired and costs/risks associated with those repairs.

Raise your rates a buck to cover the costs!

Not sure any of my commercial liability insurance policies cover THAT situation. 

Tuftex UltraVinyl Corrugated Square Wave Panel) to cover it up (both vertically and horizontally - same height as the roof), so that it would still keep the sunlight in.