- If so, what does this decline mean for the real estate market/economy in Midland? 

If buying leads were productive, they would already be bought up by people faster and more experienced than you.

Worst case they decline and tell you the plan to leave in two months. 

@ElliotVann, have you considered going 2 family 5% down no mi product.

The easiest thing for me to do at the time was a T-shirt brand ( AY Asher Apparel), so I started creating designs that would allow me to make products with a print on demand company.

Why is it that so few people use these products? 

I recommend excluding any city on this list because they are unlikely to get new jobs or grow in population.Appreciation - Unless properties consistently appreciate at or above the rate of inflation, your actual income is declining over time.

She has already declined the free classes.

This is a very common loan product offered by pretty much all mortgage lenders/brokers. 

You might want to do some research on how commercial financing works, so you can better discuss and compare available loan products with lenders.Hope that helps!