The nature of our business is a contractor might be great today but awful in a year or two out.

This is exactly the type of public/private partnership our team is working to build across the country.

We have a potential deal in the works that has a business on the first floor and apartment upstairs. 

Have enough for 20% downpayment + fees+ and some more-Because of DTI, we cannot borrow money (no hard money or private money) for the new house unless we have tenants sign the contract with our current home.Does anyone have any suggestions?  

However, most of them are busy in La Jolla area.

First, you have to confirm they are still doing business.

I am a very flexible time in my life so I am looking for opportunities country wide and not limiting myself have not been this motivated in a long time and I am very excited to learn all that I can to make myself into a better investor and business owner.

If you would like to talk more in depth I would be happy to help, feel free to reach out to me via private message.  

We have shifted our business model slightly to match up with our expected returns.  

Amidst a significant downturn in commercial property values, private investors (particularly high-net-worth individuals and family offices) are seizing the opportunity emerging as the dominant force accounting for 60% of deals over the past two years.